Employee Benefits FAQ

Are there dental insurance options available for employers with under 10 employees?

Posted on June 3, 2011 by icomadmin

Yes, there are some dental carriers that offer dental insurance to employer groups with 2-9 employees. For small group dental plans there are usually waiting periods on certain benefits as well as participation requirements, but please contact our office for … Read On

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Are there health insurance plans that offer domestic partner coverage?

Posted on June 3, 2011 by icomadmin

Yes, some health insurance carriers do offer riders that offer benefits to domestic partners and their children.

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What plans are available for Medicare-eligible individuals?

Posted on June 3, 2011 by icomadmin

There are many options available to Medicare-eligible individuals. These Medicare supplemental plans work in conjunction with Medicare so there are no claim forms or paperwork to file. All you do is present your ID card at each visit. Many of … Read On

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There are so many health insurance plans out there, HMO. PPO, EPO, POS, HDPPO & HSA. What are they and how do I know which one is right for me and my employees?

Posted on June 3, 2011 by icomadmin

HMO=Health Maintenance Organization – the most commonly purchased health plan among small employers. This type of plan requires that you use providers (doctors, hospitals, medical facilities, etc) who participate with the insurance plan. There is typically no coverage if you … Read On

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I’m a small business and am interested in a retirement plan for my employees, what’s available?

Posted on June 3, 2011 by icomadmin

There are many retirement plans for small businesses, ranging from a SIMPLE IRA, 401(k), to Profit Sharing plans. Every employer has different reasons and objectives for setting up a retirement plan, however, employer tax deductions may be available. Contributions can … Read On

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