Personal FAQ

Does my credit affect my insurance premiums?

Credit is taken into consideration by insurance carriers when underwriting a policy. Credit is just one of the many factors taken into account by an insurance carrier when calculating premium, along with your driving record and claims history.

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Does the Defensive Driving course help lower my Auto Insurance Premium?

Anyone who wishes to save approximately 10% off the liability and collision portion of their insurance premium can take a defensive driving course. A certificate of completion by a New York State accredited school is required and is good for … Read On

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