Our Staff

Our staff of skilled and experienced insurance professionals understands the insurance needs of individuals and business in the Capital District of New York. Our commitment is to work with your unique goals needs and provide the finest services available. If unexpected events occur will will be there for you.

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Stephen Mather

Agent/Broker and Principal

Stephen graduated from St. Bonaventure University with a Bachelor Degree of Business Administration Stephen has been working with HMS Agency since 1997. His goals are to make sure that their client’s insurance needs are met to protect them today and for the future. In addition to holding Licenses for Property and Casualty, and life insurance Stephen also is a Certified Insurance Counselor.

Stephen is active in the community and local sports. Stephen can be found volunteering at the YMCA or coaching girls basketball or junior soccer.

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Lori Anne Harris

Agent/Broker and Principal

Lori Anne Harris has more than 25 years experience in the employee benefit’s field working for a top tier health insurer, along with one of the largest brokers, before starting her own insurance agency 15 years ago. In 2008 HMS Agency Inc. received accreditation as a minority owned woman’s business.

As a principal of HMS Agency, an independent full service insurance agency, Lori Anne enjoys educating her clients on all the insurance changes that affects their businesses; from health insurance mandates to managing worker’s compensation audits.

Lori Anne received her BBA from St. Bonaventure University. Lori Anne is a licensed Accident/Life and Health agent and Property/Casualty broker.

Lori Anne is an active member of many professional organizations such as NAHU, National Assoc. of Healthcare Underwriters and IFEBP where she is pursuing her CEBS Designation.

Lori Anne is currently the Chairman of the Albany-Colonie Chamber’s Business referral Group #1, and is an associate member of the Small Business Strategic Alliance (SBSA)

Lori Anne resides in Clifton Park with her husband Jim and her 3 children.

William J Mather Sr. CLU

Agent/Broker and Principal

Bill has more than 50 years experience in the insurance field. He received his Chartered Life Underwriters designation from the American College of Life Underwriters.

Bill is a graduate of Union College with a BA degree.

Bill has been very active in community services. Currently on the board of the Visiting Nurses Association of Schenectady, Vice President of the Rotterdam Sunrise Rotary, Board member of the Schenectady Chamber Foundation and Treasurer of SCORE.

Bill resides in Clifton Park with his wife; Anne Marie.

William Mather, Jr.

Agent/Broker and Principal

After graduating from St. Bonaventure University with a Bachelors degree in Business Administration, William began his career in the Insurance Industry in the claims and risk management field.

As one of the principals of HMS Agency and one of the property & casualty producers, William enjoys working with his clients to assist them with the property & casualty insurance needs. In addition to holding licenses for Property and Casualty, William has his Associate in Risk Management designation.

William is active in the community and enjoys coaching his children’s sports teams.

William resides in Malta with his wife Jodi and their 2 children.

Michele Seddon

Agent/Broker and Principal

After graduating from SUNY Cortland with a Bachelor of Arts Degree in English, Michele began her career in the field of Human Resources for a large insurance agency. Obtaining her Life, Accident and Health Agent’s license as well as her Broker’s license was a natural progression to becoming a producer in the area of Employee Benefits.

In her current position as one of the Principal’s of HMS Agency, Inc. since 1997, it is Michele’s privilege to assist her client’s through the continually changing landscape of the health insurance industry as well as securing coverage for their other insurance requests.

Michele is a member of the Twin Bridges Rotary which services the needs of the local community and beyond.

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Amy LaCroix

Licensed Life and Health Agent-
Employee Benefits Specialist

Alison Laicha

Administrative Assistant/ Receptionist

Ann Young

Customer Service Representative
Commercial Lines

John Konifka

Customer Service Representative
Personal Lines

Karen Hickey

Accounting